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Terms of Service

Last updated: August 18, 2026

These Terms of Service (“Terms”) govern your access to and use of Finance Exam Pro (the “Service”), available at finance​exampro.com. By creating an account or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What the Service is

Finance Exam Pro is an educational study platform offering lessons, practice questions, flashcards, spaced-repetition review, and mock exams for financial industry exams including the SIE, Series 6, 7, 22, 24, 63, 65, 66, 82, 99, and life insurance licensing exams. It is a study aid only.

2. Not affiliated; not exam questions; not advice

Finance Exam Pro is not affiliated with, endorsed by, or sponsored by FINRA, NASAA, any state insurance department, or any other exam sponsor or regulator. All practice questions are original and are not actual exam questions. The Service is for educational purposes and does not constitute financial, investment, legal, tax, or career advice. We do not guarantee that you will pass any exam.

3. Accounts

You are responsible for the accuracy of your registration information and for keeping your login credentials secure. You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase a subscription. You are responsible for all activity under your account.

4. Subscriptions, billing, and renewal

  • Paid plans are billed in advance on a recurring basis (monthly or annually) through our payment processor, Stripe.
  • Subscriptions renew automatically at the end of each billing period at the then-current rate, until you cancel.
  • You can cancel anytime from your billing page. Cancellation stops future renewals; your access continues until the end of the current paid period.
  • Prices may change; we will give notice of price changes before they take effect on your next renewal.

Refunds are governed by our Refund Policy.

4a. Pass Guarantee

If you complete the programme on a track and still fail that exam, we refund what you paid us for it. Every qualifying condition is published on the Pass Guarantee page and shown live on your dashboard as you study, so you can see exactly where you stand before you sit the exam rather than after.

To qualify you must, on the track in question:

  • complete every published lesson in the course;
  • score 80% or higher on 3 separate full-length, timed mock exams;
  • study on at least 30 separate calendar days;
  • answer at least 750 practice questions; and
  • finish with overall practice accuracy of at least 75%.

Then, to claim:

  • sit the official exam within 60 days of meeting all of the above;
  • email support@financeexampro.com within 30 days of your exam date, attaching your official score report; and
  • have held an active, paid subscription for the whole of the study period relied upon.

The refund covers what you paid Finance Exam Pro for that track. It does not cover examination fees, which are paid to FINRA, NASAA or a state regulator rather than to us, and it does not cover any other cost. The guarantee applies once per track per person. Requirements are measured from activity recorded on the Service; where records are incomplete because of an outage on our side, we will resolve the question in your favour.

5. Acceptable use

You agree not to share your account, resell or redistribute Service content, scrape or bulk-download questions, reverse-engineer the Service, or use it to build a competing product.

Access is licensed per individual. Content is provided for the study of the individual account holder, and an account may not be used by more than one person or shared between people in turn.

6. Organizational plans and seats

A firm, employer, or other organization (an “Organization”) may purchase a plan containing a number of seats. Studying under an Organization plan is a permitted business use of the Service, and nothing in section 5 prevents an Organization from providing seats to its personnel for their work.

  • Seats are per individual. Each seat may be held by one named person at a time. A seat may be reassigned when a person leaves the Organization or no longer needs access; it may not be rotated between people to give several of them access on one seat.
  • Administrators. An Organization may designate one or more administrators, who may purchase and adjust the seat count, invite and remove members, assign and reassign seats, and view the administrative reporting described below.
  • What administrators can see.Administrators can see the study progress, readiness, and activity of members on the Organization's seats — that is the purpose of a firm plan. If you are studying on a seat your employer bought, assume your employer can see your progress on it. Administrators cannot see anything about your use of a separate personal account.
  • Ending a seat. If the Organization reduces its seat count, stops paying, or removes you, your access under that seat ends. You may continue with a personal account, subject to these Terms.
  • Authority and responsibility.Whoever accepts these Terms for an Organization confirms they are authorized to bind it. The Organization is responsible for its administrators' and members' use of the Service, and remains responsible for fees for the seats it has purchased.

Purchasing seats does not transfer ownership of any Service content, and the restrictions in section 5 continue to apply to every member. An Organization may not use the Service to deliver training to third parties outside the Organization, or as a component of a product or service it sells.

7. Real exam content may not be submitted

Do not send us questions, answers, or other content from a live examination — whether remembered, transcribed, photographed, or otherwise recorded. This applies to feedback forms, reviews, emails, and any other channel.

Examination content is the confidential property of FINRA, NASAA, and the state insurance regulators, and when you sit an exam you agree not to disclose it. We will not accept, use, store, or incorporate such material under any circumstances, and doing so would put both of us at risk. If you send it to us we will delete it and will not act on it.

Every question on this Service is written independently from publicly published examination content outlines — the FINRA and NASAA outlines for the securities exams, and publicly available state insurance exam outlines for the life insurance course. None is derived from any live exam or from any candidate's recollection of one.

8. Intellectual property

All lessons, questions, explanations, and other content are owned by Finance Exam Pro and protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable license to use the Service for your own study — whether on a personal account or on a seat provided by an Organization under section 6 — while that account or seat is in good standing.

9. Disclaimers and limitation of liability

The Service is provided “as is” without warranties of any kind. To the fullest extent permitted by law, Finance Exam Pro is not liable for any indirect, incidental, or consequential damages, or for exam outcomes. Our total liability for any claim relating to the Service is limited to the amount you paid us in the twelve months before the claim.

10. Termination

You may stop using the Service at any time. We may suspend or terminate accounts that violate these Terms. Sections that by their nature should survive termination (ownership, disclaimers, limitations of liability) will survive.

11. Governing law

These Terms are governed by the laws of the State of California, USA, without regard to its conflict-of-laws rules.

12. Contact

Questions about these Terms: support@financeexampro.com.